tag:blogger.com,1999:blog-5145777718710918440.post1039638439090583957..comments2023-08-23T03:48:37.076-05:00Comments on Shannon's World: How People Lose Track of CashShannonhttp://www.blogger.com/profile/03474025792236558831noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-5145777718710918440.post-52289507502429436322010-01-27T22:14:01.395-06:002010-01-27T22:14:01.395-06:00@Jennifer - I too did the Crown Financial Ministri...@Jennifer - I too did the Crown Financial Ministries program! And I agree there are a million ways that we can all improve...all it takes is being aware and taking small steps to change.Shannonhttps://www.blogger.com/profile/03474025792236558831noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-1126707119382795312010-01-27T08:51:47.757-06:002010-01-27T08:51:47.757-06:00I went through the Crown Financial Budgeting progr...I went through the Crown Financial Budgeting program a few years ago. I keep all our receipts and enter them into a spreadsheet monthly so we understand where the money goes. It's helpful to see where I shouldn't worry about spending money and where we're being just a bit too free. It helps me be a better steward of the resources God has given me. Definitely still room to improve.Anonymoushttps://www.blogger.com/profile/06747521507147222196noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-7202605721299551372010-01-26T18:04:51.959-06:002010-01-26T18:04:51.959-06:00Ooo, coffee, I want some...
Anyway, the most prod...Ooo, coffee, I want some...<br /><br />Anyway, the most productive thing I do is menu planning. I plan two weeks of meals (snacks included), and buy ONLY what I need for those two weeks. It shaves at least 100 bucks a month off my grocery bill (no waste). And I save them all in a binder, so I don't even have to do the planning/lists anymore- just grab one.<br /><br />ICLWBig Mama Thttps://www.blogger.com/profile/04497834006248871553noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-58276872304917078632010-01-26T17:18:46.034-06:002010-01-26T17:18:46.034-06:00@Elizabeth - I had bever heard of peapod...I will ...@Elizabeth - I had bever heard of peapod...I will have to check out the website and hopefully that will help my impluse grocery store spending. Thanks!<br /><br />@Marla - Yes, I learned a long time ago about ATM fees. Since I travel a lot for business I opened on online account that reimbuses me for ATM fee's if I am more than 50 miles from my home zipcode. I also use the cashback options (at grocery stores, pharmacys, etc.) to help out too.Shannonhttps://www.blogger.com/profile/03474025792236558831noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-13383147538420336982010-01-26T15:12:20.660-06:002010-01-26T15:12:20.660-06:00Several years ago, I realized how much money I was...Several years ago, I realized how much money I was spending on those stupid ATM fees. Talk about a complete waste of money. I only withdraw money from my bank's ATM now. <br /><br />Happy ICLW!Marlahttps://www.blogger.com/profile/06867428737055305800noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-46172402698775239402010-01-26T15:04:31.157-06:002010-01-26T15:04:31.157-06:00Thank goodness I don't drink coffee... althoug...Thank goodness I don't drink coffee... although I have a feeling my Diet Coke spending habit might not be much better.<br /><br />I order my groceries online (via Peapod) each week or so, which prevents me from making impulse purchased and helps plan out the week ahead. <br /><br />Great post! Thanks for sharing. ICLWElizabethhttp://www.ontapfortoday.comnoreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-62160007340875368142010-01-25T13:47:49.684-06:002010-01-25T13:47:49.684-06:00My biggest problem is random small splurges, like ...My biggest problem is random small splurges, like when I see something I want for the house or there is a shirt on sale. We printed out our monthly bank statement and itemized where everything went. Like you said in your post, it is pretty enlightening. We then set a realistic budget that allows each of us personal spending money. <br /><br />ICLWBrownirishttps://www.blogger.com/profile/05968155365863127002noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-13381493666506545412010-01-25T13:29:45.438-06:002010-01-25T13:29:45.438-06:00I think a fabulous way of saving money is to have ...I think a fabulous way of saving money is to have a husband who loves to do it! Okay, I can't give him all the credit...I've learned a LOT over the years. <br /><br />Our favorite thing to do is to make a thermometer-type thing that we can fill in every month. As we began to realize that IVF might be a necessity for us, we made a pact that we would not dip into our savings to pay for it. Since we pay in full for everything, IVF for us will cost between 12 & 15K out of pocket. We made our little thermometer and went to town and it was so much fun every month filling in what we had saved. In about 9 months' time, we were able to save almost the entire amount that we would need for IVF. It really kept me grounded as I wanted to shop, eat out, indulge, etc., and I think it worked really well for us.<br /><br />And like my blog rule yesterday says, I hate to buy something full price and very rarely do, though I shop like a fiend!!Christinahttp://subfertilefrugalista.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-5106414968022900152010-01-25T10:26:08.987-06:002010-01-25T10:26:08.987-06:00I love Starbucks coffee cake. So yummy.
I am real...I love Starbucks coffee cake. So yummy.<br /><br />I am really good about keeping track of my spending to the point where I know pretty much where every penny has gone. However, my husband is the worst at it. And trying to help him remember where he spent the money at is so complicated sometimes that I feel I should deny him use of cash so that I can actually stay on top of it for him!Moniquehttp://moniquerenae.com/blognoreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-54110224814272150542010-01-25T08:23:49.738-06:002010-01-25T08:23:49.738-06:00A friend and her husband went through the Dave Ram...A friend and her husband went through the Dave Ramsey program a couple of years ago. <br /><br />About 7 years ago I did a differernt program through my church that applied biblical principles to saving and spending money. All are great reminders to make us conscious of where we possibly waste money.Shannonhttps://www.blogger.com/profile/03474025792236558831noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-67204029537887276522010-01-24T17:46:51.620-06:002010-01-24T17:46:51.620-06:00We went through the Dave Ramsey program so we do a...We went through the Dave Ramsey program so we do a detailed budget biweekly to the penny. We then use cash in envelopes. It really helped with our spending at the grocery store and eating out. I was amazed how much more money we had when we did the budget to the penny. We are in so much better shape now. I have a starbucks envelope. :-)<br />ICLWjunebughttps://www.blogger.com/profile/16597959014121851131noreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-88815156468590896502010-01-24T11:32:29.376-06:002010-01-24T11:32:29.376-06:00...I really want Starbucks right now....I really want Starbucks right now.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5145777718710918440.post-56144457773965104322010-01-24T11:32:12.367-06:002010-01-24T11:32:12.367-06:00...I really want Starbucks right now....I really want Starbucks right now.Anonymousnoreply@blogger.com